Temple Owls v Penn State Nittany Lions, 12 September 2026. Top of the list: Under 49 Total Points. Our model likes 3 bets in this game.
On Saturday 12 September 2026, Temple Owls play Penn State Nittany Lions in college football. Our model likes 3 bets here. The one it likes most is Under 49 Total Points, priced at +110 when we wrote this. Here is the thinking behind each pick, in plain English.
Under 49 Total Points (+110)
Odds available at Fanatics at time of publishing
On Saturday 12 September 2026, Temple Owls host Penn State Nittany Lions in college football. The bet we are looking at is Under 49 Total Points. This wins if the two sides score fewer than 49 points between them. This is one of the bookmaker's alternate lines, not the main one, so the price is different. It was priced at +110 when we wrote this, so a $10 bet returns $21 if it lands. That price was showing at Fanatics. Our model leans this way, without being sure. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at +110 when we wrote this, so a $10 bet returns $21 if it lands. This is an alternate line, so it is not the main number on the board and the price moves with it. This one is priced as an outside chance. Our model has this as a long shot, so keep the stake small. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.
Temple Owls +22.5 on the Line (+110)
Odds available at Bovada at time of publishing
On Saturday 12 September 2026, Temple Owls host Penn State Nittany Lions in college football. The bet we are looking at is Temple Owls 22.5 Point Spread. On this line Temple Owls start with 22.5 points in hand, so they can lose by less than that and this still wins. This is one of the bookmaker's alternate lines, not the main one, so the price is different. It was priced at +110 when we wrote this, so a $10 bet returns $21 if it lands. That price was showing at Bovada. Our model leans this way, without being sure. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at +110 when we wrote this, so a $10 bet returns $21 if it lands. The number next to the team is the handicap, and that team's score is adjusted by it before the bet is settled. This is an alternate line, so it is not the main number on the board and the price moves with it. This one is priced as an outside chance. Our model has this as a long shot, so keep the stake small. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.
Temple Owls to Win (+1400)
Odds available at FanDuel at time of publishing
On Saturday 12 September 2026, Temple Owls host Penn State Nittany Lions in college football. The bet we are looking at is Temple Owls Moneyline. This one only needs Temple Owls to win the game. It was priced at +1400 when we wrote this, so a $10 bet returns $150 if it lands. That price was showing at FanDuel. Our model has this one as a long shot, so keep the bet small. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at +1400 when we wrote this, so a $10 bet returns $150 if it lands. This is a long shot at the price, so keep the stake small. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.
That is how our model reads Temple Owls v Penn State Nittany Lions. Prices move, so check the price at your bookmaker before you back anything. And if a game does not feel right to you, the strongest move is to skip it -- there is another one tomorrow.
🔒 The other 2 write-ups for this game — with how much to bet on each — are Pro.
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