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Model picks & player props
NCAAF
Sat 7 Nov 2026, 3:30 PM ET
Temple Owls
2-6 · 1-2 awayLWLLL
VS
Navy Midshipmen
2-6 · 2-2 at homeLWLLL
Our model's predicted score: Navy Midshipmen 30.5 – Temple Owls 25.7

Temple Owls vs Navy Midshipmen Prediction & Picks · Sat 7 Nov

Model updated Nov 3, 6:06PM UTC

Our model graded 4 markets for Temple Owls vs Navy Midshipmen and backs Temple Owls hardest, a lean, and $100 on it returns about $350.

4
Game markets graded
0
Props graded
The model's one call for this gamethe prediction, first Free
Temple Owls
to win
Temple Owls Moneyline
You bet$10 If it wins$35.00Best price+250
Our confidenceLean
Chance to win46.1%
The price says28.4%

The model graded 4 markets for Temple Owls vs Navy Midshipmen (NCAAF) and this is the one it backs hardest — a lean, not a lock. A $100 bet returns about $350 if it lands. This one is free — every other market and all player props are Pro. Tip-off Sat 7 Nov 2026, 3:30 PM ET.

Saturday 7 November 2026: Temple Owls at Navy Midshipmen

This game's bets

The rest of this game's boardgraded market by market
Moneyline Temple Owls Lean46% chance +250
Spread Members only Lean48% chance Members
Total Points Members only Lean48% chance Members
High = 60%+ chance to win · Lean = 40–60% · Long-shot = under 40%
Navy Midshipmen are the model's favourite to beat Temple Owls, with a 61% chance to win. Predicted score: Navy Midshipmen 30.5 – Temple Owls 25.7. Kick-off Sat 7 Nov, 3:30 PM ET. Best bet: Temple Owls at +250.
How they've been scoring this season
Temple OwlsNavy Midshipmen
Won-lost2-62-6
Points scored per game23.627.6
Points allowed per game26.629.9
On the road / at home1-2 away2-2 at home
Last 5 gamesLWLLLLWLLL
Their games average 53.9 total points this season.
From the 8 Temple Owls and 8 Navy Midshipmen games on our books this season.
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How the price moved

When prices opened: Midshipmen about 7 in 10 to win. Now: about 7 in 10. About where it opened.

Best price and how much the bookies keep

Who wins
TeamMarket's chanceFair priceBest price
Temple Owlsabout 3 in 10$3.54 (+254)$3.60 (+260)
Midshipmenabout 7 in 10$1.39 (-256)$1.35 (-286)

On this game the bookies keep about $4.50 of every $100 bet on who wins, going by the 19 books we check.

All NCAAF odds this week →

What matters in this game

Rest, form and schedule
  • Temple Owls lost 3 straight games up to Saturday 31 October. Navy Midshipmen lost 3 straight games up to Saturday 31 October.
  • On Saturday 31 October, Temple Owls lost 17-9 on the road to East Carolina Pirates. On Saturday 31 October, Navy Midshipmen lost 35-13 at home to Notre Dame Fighting Irish.
  • Home teams won 224 of the 363 college football games in our 2026 study, about 6 in 10. See the study

From this season's final scores.

Game picks

GOOD PRICE in green
Moneyline
Temple Owls
+ 3 more markets
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Calibrated model vs market

Our chance vs the price, market by market
PickMarketModel lean
Temple OwlsMoneylineThe model likes this price 🔒 Unlock with Pro
Temple OwlsSpreadThe model likes this price 🔒 Unlock with Pro
Temple OwlsSpreadThe model likes this price 🔒 Unlock with Pro
OverTotal PointsThe model likes this price 🔒 Unlock with Pro

Which price is actually worth taking?

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Market intelligence for this game

Line move · best book · closing line
The market drifted away from Temple Owls on this game.

Line movement

▼ moved toward Temple Owls
Exact move size 🔒 Pro

Best price right now

Polymarket
on Temple Owls
Best-price gain 🔒 Pro
Derived from a multi-book scan — we publish the direction, the best-book name and our derived value only, never a raw per-book odds board.

Injuries & who's out

Injuries & availability

Temple Owls

No players are currently listed out or questionable for this team.

Navy Midshipmen

No players are currently listed out or questionable for this team.

Weather & injury impact for this fixture

Conditions · who's out · how it moves the number
For Temple Owls vs Navy Midshipmen: Weather isn't a tracked factor for this fixture, and no players are currently listed out or questionable.
FactorThis fixture
AvailabilityNone currently listed out or questionable

Pro — weather & injury-adjusted view

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The preview

Written 4 Nov

Navy Midshipmen vs Temple Owls Prediction & Picks

On Saturday 7 November 2026, Navy Midshipmen play Temple Owls in college football. Our model likes 3 bets here. The one it likes most is Over 54.5 Total Points, priced at -110 when we wrote this. Here is the thinking behind each pick, in plain English.

Over 54.5 Total Points (-110)

Odds correct at time of publishing

On Saturday 7 November 2026, Navy Midshipmen host Temple Owls in college football. The bet we are looking at is Over 54.5 Total Points. This wins if the two sides score more than 54.5 points between them. It was priced at -110 when we wrote this, so a $10 bet returns $19.09 if it lands. Our model leans this way, without being sure. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at -110 when we wrote this, so a $10 bet returns $19.09 if it lands. The bookmakers have this as a slight favourite. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.

Temple Owls +7.5 on the Line (-111)

Odds correct at time of publishing

On Saturday 7 November 2026, Navy Midshipmen host Temple Owls in college football. The bet we are looking at is Temple Owls 7.5 Point Spread. On this line Temple Owls start with 7.5 points in hand, so they can lose by less than that and this still wins. It was priced at -111 when we wrote this, so a $10 bet returns $19.01 if it lands. Our model leans this way, without being sure. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at -111 when we wrote this, so a $10 bet returns $19.01 if it lands. The number next to the team is the handicap, and that team's score is adjusted by it before the bet is settled. The bookmakers have this as a slight favourite. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.

Temple Owls to Win (+250)

Odds correct at time of publishing

On Saturday 7 November 2026, Navy Midshipmen host Temple Owls in college football. The bet we are looking at is Temple Owls Moneyline. This one only needs Temple Owls to win the game. It was priced at +250 when we wrote this, so a $10 bet returns $35 if it lands. Our model has this one as a long shot, so keep the bet small. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at +250 when we wrote this, so a $10 bet returns $35 if it lands. This is a long shot at the price, so keep the stake small. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.

That is how our model reads Navy Midshipmen v Temple Owls. Prices move, so check the price at your bookmaker before you back anything. And if a game does not feel right to you, the strongest move is to skip it -- there is another one tomorrow.

Bet Better model desk · Read the full preview

Temple Owls @ Navy Midshipmen — what the model found

Our model graded 4 betting markets for Temple Owls at Navy Midshipmen — 4 on the game itself and 0 on individual players. One pick is free on this page.

4
Game markets graded

The model checked every betting market for this game and graded 4 of them. One pick is free on this page — the one the model likes most. Scroll down to see it.

🔒 The other 3 graded calls for this game — with how much to bet on each — are for members.
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Temple Owls @ Navy Midshipmen — where the money went

Since betting opened on Temple Owls at Navy Midshipmen, the market has moved away from Temple Owls across the main game markets.

BetWhat the money did
Spread — Temple Owls 6.5▼ Money drifted off this
Spread — Navy Midshipmen -6.5▲ Money came for this
Spread — Navy Midshipmen -7.5▼ Money drifted off this
Spread — Temple Owls 7.5▲ Money came for this
Spread — Temple Owls -7.5▼ Money drifted off this
Spread — Temple Owls 7▲ Money came for this
Spread — Navy Midshipmen -7▼ Money drifted off this
Total Points — Over 55.5▼ Money drifted off this
🔒 Exact prices and how far each line moved are for members. Unlock →
Built from a multi-book scan — we publish the direction the market moved, never a raw per-book odds board.

Temple Owls @ Navy Midshipmen — model preview

Navy Midshipmen v Temple Owls, 7 November 2026. Top of the list: Over 54.5 Total Points. Our model likes 3 bets in this game. Here is why, in plain English.

On Saturday 7 November 2026, Navy Midshipmen play Temple Owls in college football. Our model likes 3 bets here. The one it likes most is Over 54.5 Total Points, priced at -110 when we wrote this. Here is the thinking behind each pick, in plain English.

Over 54.5 Total Points (-110)

Odds correct at time of publishing

On Saturday 7 November 2026, Navy Midshipmen host Temple Owls in college football. The bet we are looking at is Over 54.5 Total Points. This wins if the two sides score more than 54.5 points between them. It was priced at -110 when we wrote this, so a $10 bet returns $19.09 if it lands. That price was showing at Bovada. Our model leans this way, without being sure. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move. It was priced at -110 when we wrote this, so a $10 bet returns $19.09 if it lands. The bookmakers have this as a slight favourite. Prices move, so check the price at your bookmaker before you back it. And if this one does not feel right to you, skipping it is a perfectly good move.

🔒 The other 2 write-ups for this game — with how much to bet on each — are Pro.
Unlock the full write-up
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About this matchup

How we read the game

This page tracks the Bet Better model's pick history and predictions for Temple Owls vs Navy Midshipmen in the NCAAF. You may also see this matchup written as Owls vs Midshipmen, or as Midshipmen vs Owls. The next scheduled game is Saturday 7 November 2026. The model has generated 4 game picks for this matchup. Review the picks and historical data above to guide your NCAAF betting strategy for this matchup.

Temple Owls vs Navy Midshipmen: game facts

When it starts and how they have been going

Temple Owls play Navy Midshipmen on Saturday 7 November 2026. Kick-off is 3:30 PM ET. It is a college football game.

Temple Owls: last 5 results

  1. 31 Oct 2026Lostat East Carolina Pirates 9-17
  2. 17 Oct 2026Lostvs Charlotte 49ers 31-38
  3. 10 Oct 2026Lostvs UConn Huskies 20-34
  4. 3 Oct 2026Wonat South Florida Bulls 17-13
  5. 25 Sep 2026Lostvs Army Black Knights 17-21

Navy Midshipmen: last 5 results

  1. 31 Oct 2026Lostvs Notre Dame Fighting Irish 13-35
  2. 24 Oct 2026Lostvs North Texas Mean Green 39-49
  3. 17 Oct 2026Lostat UTSA Roadrunners 34-38
  4. 10 Oct 2026Wonvs Tulsa Golden Hurricane 34-26
  5. 3 Oct 2026Lostat Air Force Falcons 9-14

Quick answers

When is Temple Owls vs Navy Midshipmen? Temple Owls vs Navy Midshipmen is on Saturday 7 November 2026. Kick-off is 3:30 PM ET.

How have Temple Owls and Navy Midshipmen done lately? Temple Owls won 1 and lost 4 of the last 5 results we hold. Navy Midshipmen won 1 and lost 4 of the last 5 results we hold.

From the final scores we hold. Newest game first.

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